And, the environment too in some cases!

1. Balance your checkbook... avoid bank fees.
2. Empty your spare change in to a jar.
3. Bring your own popcorn to the movies... forgive yourself for sneaking it in.
4. Make coffee at home.
5. Eat out less often.
6. Shop the sale sections.
7. Purchase gifts throughout the year and store them.
8. Wash your car at home.
9. Turn off the water when not in use.
10. Take a picnic to the park vs. eating in a restaurant.
11. Distinguish between your wants and needs.
12. Water your lawn in the evenings.
13. Purchase fewer "trendy" items that need to be replaced each year.
14. Carry a calculator in your purse.
15. Mow your lawn less often.
16. Pay your bills on time... avoid late fees.
17. Run your dishwasher only when full.
18. Track your spending.
19. Use Coupons.
20. Do your nails at home.
21. Only get the occasional manicure.
22. Maintain your car well.
23. Wash your clothes less often.
24. Pay off your credit cards... avoid interest fees.
25. Empty your fridge before shopping again.
26. Stick to a budget.
27. Turn off unused lights.
28. Purchase vehicles used.
29. Use your local pet store shot clinic for pets.
30. Increase your insurance deductibles.
31. Visit your state's controller office and claim any of your unclaimed property. Click here for California.
32. Grocery shop on a full stomach.
33. Maintain excellent credit... avoid higher interest rates.
34. Carpool.
35. Pay ahead on your mortgage.
36. Shop craig's list! www.craigslist.com
37. Exercise outside vs. the gym.
38. Avoid shopping when feeling emotional.
39. Complete your returns!
40. Grocery shop with a list and stick to it!
41. Simplify! Need or want less...
42. Use the mail in rebates!
43. Purchase store brands or generics.
44. Sport a low maintenance hair style.
45. Get facials at your local beauty college vs. spa.
46. Make conscious spending decisions vs. autopilot choices.
47. Shop the Internet.
48. Pay your savings first.
49. Accept "hand me downs".
50. Organize your receipts and warranties so you can find them.

NOTE: These suggestions are meant to inspire women, age 18 and over, to think creatively. The choice to do any of these activities is your personal decision and ought to be based upon your own research, use of proper gear and guidance from applicable professionals.

About the Author:

Susan Liddy, MA is a Life Coach and founder of Aspire Life Coaching™. Susan facilitates personal growth in women who have poor self esteem, negative body image and unhealthy relationships. Common to most of Susan’s clients is having the general feeling that “something is missing in their lives” with fear being the root cause. Susan’s programs and seminars teach women how to manage fear and create a healthy lifestyle through self care, fulfillment and healthy relationships.

©2007 Susan Liddy, AspireLifeCoaching.org, All rights reserved.

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